I wonder if Santa is worried about paying the rent at the North Pole this year.

Not to mention feeding all those elves and reindeers, while they are busy preparing to do their super-sonic flight around the globe in one night.

The Debtfix Crew have written to him and here’s their Christmas wish list for a debt-free Christmas.

Being on the receiving end of fraud or a scam is frustrating, soul destroying and expensive.

Recently, a Debtfix Crew member had their credit card hacked, even though they had good antivirus software, and then an email turned up in their inbox about New Zealand’s Cyber Smart Week, 10-16 October.

Technology seemed to be watching their every move, but it was a good reminder to review cyber security and look for ways to prevent further hacks and potentially lost money.

Moving halfway around the world takes a lot of planning, courage, and determination, which are also great qualities for a Debtfix Navigator.

Our newest Crew mate, Bianca du Bois, came to New Zealand with her husband and their two young children in 2017.

She says she likes a challenge, which is highly likely when starting over with a young family in a new country.

Popping into the Debtfix office to deliver some kelp salt to a Crew member inspired Josie Jackson to apply for a job with the social enterprise that helps people take control of their debt.

Josie is a local legend, well known at the Matakana Farmers’ Market where she sells her divine range of nut butters and edible seaweed salts. Her philosophy is to live sustainably and to help, whether she’s helping the planet or people so it’s not surprising Josie was intrigued by the work going on in the Debtfix office.

Varied roles helping people and the planet have provided a new member of the Debtfix Crew with great experience to support clients when they are ready to reduce their debt.

When Karen Ludeman describes all the different careers she has had, you sort of wonder how this woman has managed to fit everything in. The theme through all her jobs was, and still is, a commitment to making something better, from cultivating an organic orchard or giving supportive guidance as a nutritionist and fitness coach.

With more knowledge about money and debt, people can make informed choices, but what one person chooses to do may not be the same as another. Debtfix Crew member, Mason McKean, wants to empower people and guide them so they make choices that are right for them at that time.

When we directly experience something, we gain a better understanding of that something.

When people escape from unsafe situations, where domestic abuse threatens to harm children, women or men they often have little more than the clothing on their backs. The Debtfix Crew often hears about the financial fallout for these vulnerable people and now, they are doing their bit, and calling on the community to support I Got Your Back Pack.