News and Articles
We try to bring you up to date news and articles, tips and tricks to help you manage your debt better.
Have a read through some of the articles below - we are sure you will find some that will be of interest.
Want to know more about a particular topic - just get in touch and we will see what we can do.
Saving for a house
Debtfix advice and tips about getting on top of debt and saving for a house.
Saving vs investing - what’s the difference?
Sometimes the words saving and investing are used to describe the same thing, and although they’re both important parts of our financial resilience and wellbeing, we need to understand their differences.
Saving and investing can both provide a way of getting where you want to go, they just take different routes to get there.
Here’s what you need to know.
What private information do you share?
Privacy - some of us don’t want anyone knowing our business, whereas others happily share every what, who, when and where about their lives. Where we are on this spectrum will come down to the trust we have in the organisation holding our information.
In this digital age, privacy and trust affect us all. A breach can have a lasting impacts.
The Privacy Commissioner runs its annual Privacy Week in May with the aim of building awareness about our privacy rights in the digital age. There are loads of great resources to help keep you safe. We have put together a summary of what you need to know.
Buying second-hand
Debtfix loves a good op-shop bargain or garage sale treasure to help keep finances in check, but how can you protect yourself when buying higher value second-hand goods?
Getting practical with saving
Even putting away the smallest amount gives you a contingency fund for emergencies and gets you in the habit of saving, rather than shopping on credit. When you have reduced your loans and paid bills, you can increase the amount you’re saving.
Looking at insurance after Cyclone Gabrielle
Our hearts are with everyone affected by Cyclone Gabrielle. As we navigate through the aftermath, here is some advice about insurance - buying it and making sure you’re covered.
Love your KiwiSaver
As Valentine’s Day looms in February, there will be thousands of ads calling for you to spend money to show your true love.
Romance doesn’t go amiss with the Debtfix Crew and while red roses and choccies are gorgeous – so is showing some adoration to your KiwiSaver account.
After all, your long-term saving scheme will still be there to care for you when your skin sags and your eyesight fades.
Five questions to ask for a Happy New Year for you
In 2033, what might you say to the you of today? That’s the you who has launched into 2023 and all that it will bring – good, bad, and sometimes just meh.
Since we are all our greatest critics, it’s probably a good guess you’re thinking about the things you could do better and maybe beating yourself up over mistakes you’ve made.
The Debtfix Crew think it would be great if we all started every day, not just each New Year, with positive goals to boost our confidence and to better manage our money.
What would Santa do to dodge debt this year?
I wonder if Santa is worried about paying the rent at the North Pole this year.
Not to mention feeding all those elves and reindeers, while they are busy preparing to do their super-sonic flight around the globe in one night.
The Debtfix Crew have written to him and here’s their Christmas wish list for a debt-free Christmas.