Coping with financial stress during the Covid-19 crisis

There’s no easy way of saying it — the Covid-19 crisis has caused significant financial stress for many New Zealand households and will continue to do so for a long time to come.

Manage your money, Your debt mattersChristine Liggins27 April 2020Covid-19, Hardship Applications

Collaborative consumption – How a sharing with others can save you money

The last 30 years have been an age of hyper consumption.

Instead of reusing objects, we became a throwaway society and the era of instant gratification has resulted in many people living beyond their means and inevitably getting into debt.

Manage your moneyChristine Liggins20 February 2020Debtfix LimitedPersonal Insolvency, Creditors Proposal, Budgeting, Debt Consolidation Loan

How the Review of Retirement Income Policies can help New Zealanders with debt (Part One)

While many New Zealanders were still swanning about on holiday, the Review of Retirement Income Policies submitted to the Minister of Commerce and Consumer Affairs went public.

Stop. Don’t hit the ESC button. This is important to everyone, whether you are in or out of debt.

Your debt mattersChristine Liggins17 February 2020Debtfix LimitedPersonal Insolvency, Creditors Proposal, Budgeting, Debt Consolidation Loan, Retirement

Six tips on how to budget for Christmas

With the silly season fast approaching, it’s time to start thinking about Christmas spends.

The allure of shopping centre baubles may send you into a spending frenzy but maxing your credit card at Christmas can saddle you with New Year debt that is hard to pay off.

Manage your moneyChristine Liggins15 November 2019Debtfix LimitedBudgeting

Using a hardship application or KiwiSaver withdrawal to pay back debt

Think of debt like a beautifully kept car, with regular cleaning and maintenance it’ll remain shiny, reliable and functioning. But with a few months or years of neglect, it’ll become messy and at risk of a breakdown.

Your debt mattersChristine Liggins7 November 2019Debtfix LimitedDebtfix, Personal Insolvency, Creditors Proposal, Budgeting, Debt Consolidation Loan

Money Week 2019

Debtfix knows most people want to get ahead financially but it’s easy to get swept up in the feeling that you always need to buy the newest, most expensive things to keep up with The Jones.

Your debt matters, Manage your moneyChristine Liggins9 September 2019Debtfix LimitedBudgeting

How to support someone with debt problems

Nobody wants to be swamped with debt, but many things affect a person’s financial stability and plenty of New Zealanders struggle to pay the bills.

Your debt mattersChristine Liggins11 July 2019Debtfix LimitedDebtfix, Personal Insolvency, Creditors Proposal, Budgeting, Debt Consolidation Loan

Help! I have no money left to pay my debts.

Sadly, in this world of buy now pay later we can often find ourselves in a position where there is simply not enough money to pay others what we owe them.

Your debt mattersChristine Liggins30 May 2019Debtfix LimitedPersonal Insolvency, Creditors Proposal, Debt Consolidation Loan, Bankruptcy, No Asset Procedure (NAP)

What is a Summary Instalment Order (SIO) ?

Struggling to understand what a Summary Instalment Order (SIO) or Debt Repayment Order is - this article helps simplify the mystery and to help you work out whether it is a right insolvency option for you

Your debt mattersChristine Liggins22 May 2019Debtfix LimitedInsolvency and Trustee Service, Personal Insolvency, Creditors Proposal, Summary Instalment Order (SIO), Debt Repayment Order (DRO)

How private is my credit rating?

We all have different ideas about what we think should or shouldn’t be kept private, especially when it comes to details about our bank balances and financial debt.

Manage your moneyChristine Liggins15 May 20194 Warkworth StreetCredit Reporting, Privacy